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Unlock Cashflow. Fuel Growth.

Take Control.

Without any obligation to borrow, obtain essential insights into business performance and unlock cash from your sales, allowing you to secure flexible, sales-based financing when you need it most.

Access your funding needs2 2-2
Access your funding needs2 2-2

Unlock Cashflow. Fuel Growth. Take Control

With no commitment to borrow, gain critical business performance insights and access cash tied up in your sales - so you can secure flexible, sales-based financing - only when you need it.

How Bourn’s Flexible Trade Account Works

step 1 - simplified (590x525)2
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1. Sign Up & Connect

Create your account in minutes by providing basic business details and connecting Bourn to your bank and ERP system.

1. Sign Up & Connect

Create your account in minutes by providing basic business details and connecting Bourn to your bank and ERP system.

step 2 - simplified (590x525)2 copy-1
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2. Financial Analysis

Receive a detailed assessment of your business cash flow needs - completely secure with no impact on your business credit report.

2. Financial Analysis

Receive a detailed assessment of your business cash flow needs - completely secure with no impact on your business credit report.

step 3 - simplified (590x525)2 copy 2-1
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3. Funding Terms

Review and agree to flexible, transparent lending terms tailored to your business needs.

3. Funding Terms

Review and agree to flexible, transparent lending terms tailored to your business needs.

step 4 - simplified (590x525)2 copy 3-1
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4. Open Your Account

Access and manage your Flexible Trade Account with real-time dynamic funding limits, availability and credit control functionality.

4. Open Your Account

Access and manage your Flexible Trade Account with real-time dynamic funding limits, availability and credit control functionality.

step 5 - simplified (590x525)2 copy 4-1
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5. Make Payments

Make your first drawdown or set up regular payments directly from your trade account.

5. Make Payments

Make your first drawdown or set up regular payments directly from your trade account.

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6. Credit Control & Collections

View outstanding payments, send payment reminders. Receive and allocate debtor payments against invoices and the account balance.

6. Credit Control & Collections

View outstanding payments, send payment reminders. Receive and allocate debtor payments against invoices and the account balance.

How Bourn’s Flexible Trade Account Works

step 1 - simplified (360x425) Mobile
TOUCH
1. Sign Up & Connect

Create your account in minutes by providing basic business details and connecting Bourn to your bank and ERP system.

1. Sign Up & Connect

Create your account in minutes by providing basic business details and connecting Bourn to your bank and ERP system.

step 2 - simplified (360x425) Mobile copy-1
TOUCH
2. Financial Analysis

Receive a detailed assessment of your business cash flow needs - completely secure with no impact on your business credit report.

2. Financial Analysis

Receive a detailed assessment of your business cash flow needs - completely secure with no impact on your business credit report.

step 3 - simplified (360x425) Mobile copy 2-1
TOUCH
3. Funding Terms

Review and agree to flexible, transparent lending terms tailored to your business needs.

3. Funding Terms

Review and agree to flexible, transparent lending terms tailored to your business needs.

step 4 - simplified (360x425) Mobile copy 3-1
TOUCH
4. Open Your Account

Access and manage your Flexible Trade Account with real-time dynamic funding limits, availability and credit control functionality.

4. Open Your Account

Access and manage your Flexible Trade Account with real-time dynamic funding limits, availability and credit control functionality.

step 5 - simplified (360x425) Mobile copy 4-1
TOUCH
5. Make Payments

Make your first drawdown or set up regular payments directly from your trade account.

5. Make Payments

Make your first drawdown or set up regular payments directly from your trade account.

step 6 - simplified (360x425) Mobile copy 5-1
TOUCH
6. Credit Control & Collections

View outstanding payments, send payment reminders. Receive and allocate debtor payments against invoices and the account balance.

6. Credit Control & Collections

View outstanding payments, send payment reminders. Receive and allocate debtor payments against invoices and the account balance.

Why Choose Bourn?

The Flexible Trade Account offers the most advanced working capital solution on the market.

Payment successful
Much simpler
than traditional Invoice Finance
Podium
More dynamic
funding than an overdraft
Wallet 2
Cheaper
and more scalable than a credit card
Speed - Fast
More efficient
than a business overdraft

Why Choose Bourn?

Bourn'sFlexible Trade Account

Business Overdraft*
Invoice Finance*
Credit Card
Flexible cash advance
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checkbox
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Dynamic credit limit
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Personal guarantees required
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Insights into finances and trading relationships
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Fully automated financing approvals and reconciliation
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Access your revenue-generated cash flow whenever you

want so you can grow your business.

Access your revenue-generated cash flow whenever you want so you can grow your business.